Privacy Statement --
Commitment to You – Our Commitment to Your Privacy
We at MortgageWorks believe in our commitment
to you – to provide you with superior customer service.
We also believe in full disclosure of not only the relevant
facts about the mortgage loan application process and your application
specifically but also in the efforts we undertake to ensure
the confidentiality and security of the information you provide
MortgageWorks understands and respects your privacy.
Throughout our history we have always sought to ensure
your personal information is kept confidential.
We do not sell any information to any third party and
we maintain strict standards for the use of personal information
not only by us but also by other parties to your mortgage loan
MortgageWorks collects nonpublic personal information
to process and complete a mortgage loan application you request.
collect the following types of personal information about you:
you provide us on your written mortgage loan application or
through our Quick Qualifier Application
collected from credit reporting providers
collected in the process of completing your applications such
as income and expense information, information regarding your
assets, information regarding your credit, information regarding
the structure of your loan, and information regarding the
property you are purchasing
will provide a notice describing its information sharing practices
to its customers at the time it receives the standard 1003 loan
the instances where the customer uses the Quick Qualifier Application,
they will have to acknowledge receiving the online version of
the privacy notice prior to being authorized to submit the application.
does not share nonpublic personal information with nonaffiliated
third parties except as permitted by law.
will provide on its website as well as to customers who receive
a mortgage loan application package, a privacy statement that
outlines its privacy practices.
That statement is incorporated to this policy as an attachment.
Further, MortgageWorks will provide a notice describing
its information sharing practices to its customers at the time
it receives the application.
privacy notice provided to customers would be the simplified
version outlined in the regulation.
Customers who provide a written standard 1003 loan application
will receive the notice when the application is submitted.
A signature on the notice will be required and a copy
will be maintained in the mortgage file.
In the instances where the customer uses the Quick Qualifier
Application, they will have to acknowledge receiving the online
version of the privacy notice prior to being authorized to submit
collects nonpublic personal information through its “Quick Qualifier
Application” on our website.
The website is a secure website using Secure Socket Layer
(SSL) encryption technology.
Further, we require our web hosting service to maintain
security procedures that at a minimum meet our standards.
Lastly, we do not utilize “cookies” to collect or monitor
regard your information as private and we want you to feel secure
in providing information to us in any manner.
please call us at 949-253-4199.
Privacy Notice --
collects nonpublic personal
information about you in order to process your request for a
mortgage loan. We collect information from the following sources:
you as provided on applications or other forms associated
with your mortgage loan request;
you or others regarding your transaction; and,
others, such as credit bureaus, real estate appraisers and
may disclose the following information to companies that perform
marketing services on our behalf:
than as described above we do not disclose any nonpublic personal
information about you to anyone except as permitted by law.
we maintain controls and we require our service providers to
maintain controls to safeguard the security and confidentiality
of your information. These controls include physical, electronic
and procedural safeguards that comply with the federal standards
to protect your information. We restrict access to your
information to only those individuals with a need to know in
order to process and evaluate your mortgage application.
policies we follow apply to both current and former customers.
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